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	Comments on: Getting All the Pag-IBIG Housing Loan Requirements for OFW	</title>
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	<description>OFW in Canada: Unboxing the Ways of Giving, Saving, and Investing.</description>
	<lastBuildDate>Mon, 22 Jul 2019 23:29:13 +0000</lastBuildDate>
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		<title>
		By: Pwede Padala Gal		</title>
		<link>https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-510</link>

		<dc:creator><![CDATA[Pwede Padala Gal]]></dc:creator>
		<pubDate>Mon, 22 Jul 2019 23:29:13 +0000</pubDate>
		<guid isPermaLink="false">http://pwedepadala.com/?p=471#comment-510</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-504&quot;&gt;Chai&lt;/a&gt;.

Hi Chai. Since one of the &lt;a href=&quot;https://www.pagibigfund.gov.ph/benpro/Housing/hl_docreq.htm&quot; target=&quot;_blank&quot; rel=&quot;noopener noreferrer nofollow&quot;&gt;requirements&lt;/a&gt; is a marriage contract, it is best to consult a lawyer since both of you are still legally married in spite of separate living condition. I am not a lawyer or real estate agent so I can&#039;t give any legal advice regarding property acquisition. But I do know one thing based on my experience, make sure that you are the sole owner of a property. You don&#039;t want to have another person to have a legal claim on your investment/property.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-504">Chai</a>.</p>
<p>Hi Chai. Since one of the <a href="https://www.pagibigfund.gov.ph/benpro/Housing/hl_docreq.htm" target="_blank" rel="noopener noreferrer nofollow">requirements</a> is a marriage contract, it is best to consult a lawyer since both of you are still legally married in spite of separate living condition. I am not a lawyer or real estate agent so I can&#8217;t give any legal advice regarding property acquisition. But I do know one thing based on my experience, make sure that you are the sole owner of a property. You don&#8217;t want to have another person to have a legal claim on your investment/property.</p>
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		<title>
		By: Chai		</title>
		<link>https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-504</link>

		<dc:creator><![CDATA[Chai]]></dc:creator>
		<pubDate>Wed, 17 Jul 2019 11:08:03 +0000</pubDate>
		<guid isPermaLink="false">http://pwedepadala.com/?p=471#comment-504</guid>

					<description><![CDATA[I&#039;m planning to get condo under Pag-IBIG housing loan; my question is,  is it possible to be approved even without the signature of my husband? We are legally married but he&#039;s now living with another girl that&#039;s why I don&#039;t like him to be involved in any document I&#039;m applying for.

Looking forward for your reply.]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m planning to get condo under Pag-IBIG housing loan; my question is,  is it possible to be approved even without the signature of my husband? We are legally married but he&#8217;s now living with another girl that&#8217;s why I don&#8217;t like him to be involved in any document I&#8217;m applying for.</p>
<p>Looking forward for your reply.</p>
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		<title>
		By: Pwede Padala Gal		</title>
		<link>https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-443</link>

		<dc:creator><![CDATA[Pwede Padala Gal]]></dc:creator>
		<pubDate>Tue, 26 Feb 2019 20:50:18 +0000</pubDate>
		<guid isPermaLink="false">http://pwedepadala.com/?p=471#comment-443</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-440&quot;&gt;Anne&lt;/a&gt;.

Good luck Anne. Are you working abroad and will have a representative to do all the processing in the Philippines?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-440">Anne</a>.</p>
<p>Good luck Anne. Are you working abroad and will have a representative to do all the processing in the Philippines?</p>
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		<title>
		By: Anne		</title>
		<link>https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-440</link>

		<dc:creator><![CDATA[Anne]]></dc:creator>
		<pubDate>Tue, 26 Feb 2019 19:14:36 +0000</pubDate>
		<guid isPermaLink="false">http://pwedepadala.com/?p=471#comment-440</guid>

					<description><![CDATA[Hello, thanks for sharing your info, currently I’m looking forward na ma apply sa of Pag-IBIG fund ang house na kinuha ko sa pinas.]]></description>
			<content:encoded><![CDATA[<p>Hello, thanks for sharing your info, currently I’m looking forward na ma apply sa of Pag-IBIG fund ang house na kinuha ko sa pinas.</p>
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		<title>
		By: Pwede Padala Gal		</title>
		<link>https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-64</link>

		<dc:creator><![CDATA[Pwede Padala Gal]]></dc:creator>
		<pubDate>Wed, 08 Nov 2017 17:35:01 +0000</pubDate>
		<guid isPermaLink="false">http://pwedepadala.com/?p=471#comment-64</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-60&quot;&gt;kurztie&lt;/a&gt;.

But do you get any report about your income every year from the government? It would be best to contact Pag-IBIG on Facebook to get a faster response.  They might also ask you to submit a payslip. Or if you have a co-borrower, she/he can submit the ITR. Best of luck. Keep us updated.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-60">kurztie</a>.</p>
<p>But do you get any report about your income every year from the government? It would be best to contact Pag-IBIG on Facebook to get a faster response.  They might also ask you to submit a payslip. Or if you have a co-borrower, she/he can submit the ITR. Best of luck. Keep us updated.</p>
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		<title>
		By: Pwede Padala Gal		</title>
		<link>https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-63</link>

		<dc:creator><![CDATA[Pwede Padala Gal]]></dc:creator>
		<pubDate>Wed, 08 Nov 2017 17:31:07 +0000</pubDate>
		<guid isPermaLink="false">http://pwedepadala.com/?p=471#comment-63</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-62&quot;&gt;David Montoya&lt;/a&gt;.

You can use the &lt;a href=&quot;http://www.pagibigfund.gov.ph/amort/&quot; target=&quot;_blank&quot; rel=&quot;noopener nofollow&quot;&gt;Housing Loan Affordability Calculator&lt;/a&gt; to find out the estimate of equity (the amount you have to pay) because Pag-IBIG cannot loan the whole value of the house being sold. Even then, Pag-IBIG will conduct an appraisal to determine the value of the house. To make it simple, expect to pay 20% of the market value of the property.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://pwedepadala.com/pag-ibig-housing-loan-requirements-for-ofw/#comment-62">David Montoya</a>.</p>
<p>You can use the <a href="http://www.pagibigfund.gov.ph/amort/" target="_blank" rel="noopener nofollow">Housing Loan Affordability Calculator</a> to find out the estimate of equity (the amount you have to pay) because Pag-IBIG cannot loan the whole value of the house being sold. Even then, Pag-IBIG will conduct an appraisal to determine the value of the house. To make it simple, expect to pay 20% of the market value of the property.</p>
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