I am writing this post from an OFW perspective. I was able to open a PNB Savings account in Canada and received an ATM debit Mastercard. (Note: Here’s how you can open an PNB account in Calgary, Alberta.)
And if you are living in the Philippines, I suppose you can also open an online account on Philippine National Bank using the debit or credit card. Wherever you are, as long as there’s an Internet connection, you’ll be able to follow the steps.
But I’m warning you that the PNB’s website particularly the links on this post might not work the first time. It took me three attempts and cups of hot chocolates 🙂 to open an online account.
Other than technical glitch, the process is fast and easy.
Steps on How to Open an Online Account on Philippine National Bank (PNB)
Before you start, get the PNB debit card, PIN, and cellphone. (You’ll get a text message even if you are abroad. How cool is that.)
- Go to Personal Internet Banking.
- Click Register Now > Sign Up > Agree.
- Choose the Sign Up Option: Sign Up Using an ATM Card. You can also use credit card or SMS PIN (for those who did branch enrollment).
- Enter Your ATM Card Details > Continue.
- Select Account Type: Savings Account
- Card Number
- Card PIN
- Create Your User Account > Continue.
- Enter the One-Time PIN sent to your cellphone.
- Login to your account.
- Enter the Online Activation Code sent in the email.
Tip: You cannot change the PIN that comes with the card other than using the PNB ATM in the Philippines. Great. Another task added on my list for my vacation.
After I made an online account on Philippine National Bank’s website, I explored what are the features of having a PNB Savings account. I’ll be thrilled to find out how you are using the card and the online account. Did it help in paying the bills, saving for a trip, or investing in UITF?
What Can You Do with the PNB Online Account
I’m still continuously learning what are the benefits of having a PNB online account. So far these are the things that you can do with the account:
- Keep track of the transaction. Check fees and charges deducted without any notice. (My sad experience.)
- Transfer funds to a PNB account for free (proven).
- Transfer funds from other account (like COL Financial) to PNB.
- Pay bills (so many companies on the list).
- Send money to your PNB account through Remitly (online only) or remittance centers.
I’ll keep you posted. Make sure to share how you are using the PNB online account.
What’s that? You Can’t Open a PNB Online Account
What to do now? As I’ve mentioned, it took me three attempts. Try and try but before you try again, do the next tip first.
Use different web browsers like Mozilla Firefox or Chrome which are free to download. If it doesn’t work with the first browser, try the other.
It wouldn’t cost you anything other than using more patience than ever. I hope it works this time. Cross your fingers. May luck and force ever be in your favour.
And do not bother using the app.
Create and use the PNB account through the web app. It’s the best way for me to do my online banking because it’s less unlikely to crash as oppose to the app.
Simply a trust issue I’m dealing with.
Out of curiosity, what side of the world are you signing up for a PNB online account. Any issues?