How to Open an Online Account on Philippine National Bank (PNB) Overseas

I am writing this post from an OFW perspective. I was able to open a PNB Savings account in Canada and received an ATM debit Mastercard. (Note: Here’s how you can open an PNB account in Calgary, Alberta.)

And if you are living in the Philippines, I suppose you can also open an online account on Philippine National Bank using the debit or credit card. Wherever you are, as long as there’s an Internet connection, you’ll be able to follow the steps.

PNB Savings Debit Card (Mastercard)

But I’m warning you that the PNB’s website particularly the links on this post might not work the first time. It took me three attempts and cups of hot chocolates 🙂 to open an online account.

Other than technical glitch, the process is fast and easy.

Steps on How to Open an Online Account on Philippine National Bank (PNB)

Before you start, get the PNB debit card, PIN, and cellphone. (You’ll get a text message even if you are abroad. How cool is that.)

  1. Go  to Personal Internet Banking.
  2. Click Register Now > Sign Up > Agree.
  3. Choose the Sign Up Option: Sign Up Using an ATM Card. You can also use credit card or SMS PIN (for those who did branch enrollment).
  4. Enter Your ATM Card Details > Continue.
    1. Select Account Type: Savings Account
    2. Card Number
    3. Card PIN
  5. Create Your User Account > Continue.
  6. Enter the One-Time PIN sent to your cellphone.
  7. Login to your account.
  8. Enter the Online Activation Code sent in the email.

Open an Online Account on Philippine National Bank (PNB)

Tip: You cannot change the PIN that comes with the card other than using the PNB ATM in the Philippines. Great. Another task added on my list for my vacation.

After I made an online account on Philippine National Bank’s website, I explored what are the features of having a PNB Savings account. I’ll be thrilled to find out how you are using the card and the online account. Did it help in paying the bills, saving for a trip, or investing in UITF?

What Can You Do with the PNB Online Account

I’m still continuously learning what are the benefits of having a PNB online account. So far these are the things that you can do with the account:

  • Transfer funds to a PNB account for free (proven)
  • Transfer funds from other account like COL Financial to PNB
  • Pay bills (so many companies on the list)

What I want to try is how to pay the Modified Pag-IBIG 2 contribution through PNB. I’ll keep you posted. Make sure to share how you are using the PNB online account.

Out of curiosity, what side of the world are you signing up for a PNB online account. Any issues?

About Pwede Padala Gal

Pwede Padala Gal loves to share tips on how to save in Canada and the Philippines. Someday she'll finally teach her Aspin at least one dog trick and keep a cactus alive. Chat with her on Facebook and reddit.

Comments

  1. I’m here in Taiwan my PNB ATM savings account need for renewal. Is there renewal through online?

    • Pwede Padala Gal says:

      I don’t think that’s possible Jenny. Make sure to contact the PNB representative in Taiwan at least two months before the expiration of the card since it takes time to get the new card.

Reminder: For clarity, don't use shortened words similar to text messages. Let's have a better communication. (And oh, comments will be edited or deleted.)

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