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You are here: Home / Archives for Personal Finance

Personal Finance

Why You Cannot Create a CRA Account

Updated on May 27, 2020 Leave a Comment

A newcomer working in Canada must do two important tasks of creating account as soon as possible: Immigration, Refugees, and Citizenship Canada (IRCC) or formerly CIC Canada Revenue Agency (CRA) When personal finance is occasionally brought up in a conversation during tax season, I often ask if they have a CRA account. Some would say […]

Filed Under: Personal Finance Tagged With: canada revenue agency, income tax return

Pay Bills Online Using Coins.ph and Never Missed a Due Date

Updated on May 20, 2020 Leave a Comment

By now you may have heard about Coins.ph. It comes with an app that will allow you wherever you are to pay bills online. So before you start signing up, find out first what bills can be paid using Coins.ph to avoid unnecessarily making an account unless you are also interested in bitcoin. Electric Utilities […]

Filed Under: Personal Finance, Saving Tips Tagged With: bitcoin, etf, pag-ibig

How an OFW Can Open a Virtual Pag-IBIG Account

Updated on February 17, 2020 2 Comments

Although this post is meant for OFWs, Filipinos in the Philippines can follow along by skipping a few steps. Yes, it means life is easier for you in the tropical island. As for OFWs, we have to rely on the Internet to invest and save. We are the ones who wish everything can be done […]

Filed Under: Personal Finance Tagged With: pag-ibig

2019 Financial Review: Trips Galore

Updated on July 28, 2020 1 Comment

Last year, I started my first annual financial review and decided to keep it going. In writing my 2019 financial review, I revisited last years post and realized that I did a lot of travelling overseas. I went for a much-awaited vacation in and out of Canada. And don’t worry, I didn’t have to go […]

Filed Under: Personal Finance Tagged With: financial review

Can an OFW Invest in Cooperatives in the Philippines?

Updated on December 2, 2019 Leave a Comment

I was afraid that my favourite rainbow-coloured treat would ran out in my school cooperative. It’s either the supply or what was left from my “baon” was so little. Breaks were fun whenever I get to enjoy sweets. Add decades to my existence; I still have sweet tooth and my interest range from dessert to […]

Filed Under: Investing, Personal Finance Tagged With: coop, cooperative

Should I Use a Sick Day if I am Fit to Work?

Updated on November 28, 2019 Leave a Comment

As a full-time employee I am qualified to join a Group RRSP, a way for my employer to give free money for my retirement fund while I also contribute (thought not equally) each payday. I am also eligible to use a sick day (or sick leave). It means that I can get paid although I […]

Filed Under: Health and Beauty, Personal Finance

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HELLO! I’m Pwede Padala Gal blogging about financial literacy for Filipinos overseas especially in Canada.
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