I was afraid that my favourite rainbow-coloured treat would ran out in my school cooperative. It’s either the supply or what was left from my “baon” was so little. Breaks were fun whenever I get to enjoy sweets. Add decades to my existence; I still have sweet tooth and my interest range from dessert to […]
Personal Finance
Should I Use a Sick Day if I am Fit to Work?
As a full-time employee I am qualified to join a Group RRSP, a way for my employer to give free money for my retirement fund while I also contribute (thought not equally) each payday. I am also eligible to use a sick day (or sick leave). It means that I can get paid although I […]
Canadian Rewards Points that I Collect Yet Not Too Crazy to Chase
I turned into a new leaf. Signing up to every Canadian Rewards Programs isn’t one of my hobbies anymore. When I was a newcomer in the Canadian soil, I am thrilled to spot opportunity to collect rewards points of any stores that have a cashier who remembers to offer their program. “Would you like to […]
Where to Get the Best Foreign Currency Exchange in Calgary
Since last month, I’ve been slacking in posting blog posts not because I am in a binge-watching camp. I was busy planning my first trip to Cambodia, it’s the second SouthEast Asian country that I will visit. (Philippines, is the first. It’s where I was born.) As of now, I’m done with the booking and […]
Why OFWs Should have a Philippine Bank Account
One of the tasks on my to-do list before I leave the Philippines was to buy a luggage on sale. Not huge and heavy but enough to withstand the long flight and handling (more like tossing) of airport staff. And another on my list was to open a bank account in the Philippines. I found […]
2018 Financial Review – An Expensive Year
When I started tracking my expenses five years ago using the free spreadsheet from Squawkfox, I knew that it would make a huge impact to my personal finance. It did. I was able to save a lot and later worked harder to increase my income with side hustle and constant learning. This year, apart from […]