A newcomer working in Canada must do two important tasks of creating account as soon as possible: Immigration, Refugees, and Citizenship Canada (IRCC) or formerly CIC Canada Revenue Agency (CRA) When personal finance is occasionally brought up in a conversation during tax season, I often ask if they have a CRA account. Some would say […]
Personal Finance
Pay Bills Online Using Coins.ph and Never Missed a Due Date
By now you may have heard about Coins.ph. It comes with an app that will allow you wherever you are to pay bills online. So before you start signing up, find out first what bills can be paid using Coins.ph to avoid unnecessarily making an account unless you are also interested in bitcoin. Electric Utilities […]
How an OFW Can Open a Virtual Pag-IBIG Account
Although this post is meant for OFWs, Filipinos in the Philippines can follow along by skipping a few steps. Yes, it means life is easier for you in the tropical island. As for OFWs, we have to rely on the Internet to invest and save. We are the ones who wish everything can be done […]
2019 Financial Review: Trips Galore
Last year, I started my first annual financial review and decided to keep it going. In writing my 2019 financial review, I revisited last years post and realized that I did a lot of travelling overseas. I went for a much-awaited vacation in and out of Canada. And don’t worry, I didn’t have to go […]
Can an OFW Invest in Cooperatives in the Philippines?
I was afraid that my favourite rainbow-coloured treat would ran out in my school cooperative. It’s either the supply or what was left from my “baon” was so little. Breaks were fun whenever I get to enjoy sweets. Add decades to my existence; I still have sweet tooth and my interest range from dessert to […]
Should I Use a Sick Day if I am Fit to Work?
As a full-time employee I am qualified to join a Group RRSP, a way for my employer to give free money for my retirement fund while I also contribute (thought not equally) each payday. I am also eligible to use a sick day (or sick leave). It means that I can get paid although I […]