Back in the day, I used to fill up forms and send it to TransUnion and Equifax to check my credit score and report at least once a year. It became tedious that I forgot about it. So when I found out that I can check free credit score on my Tangerine account, I was […]
Personal Finance
My Pag-IBIG Regular Savings and MP2 Stop Earning Dividends
It’s time to stop ignoring the elephant in the room. I should do something about my Pag-IBIG Regular Savings and MP2 that stop earning dividends. Typically every year, my regular savings and MP2 receive dividends at the end of the year (December 31). But in past few years I didn’t get any. Last Dividends Received […]
From Shaw to Rogers Internet: How I Keep Paying The Same Low Wifi Bill
On the day my Internet contract with Shaw was about to expire, I was able to score a good deal. I’m not sure whether I should give myself a pat on the back or berate for waiting till the last minute. I did both. Why did I put it on the calendar a week before […]
I Finally Switched to a New Phone with a Lower Bill
Before I knew what a minimalism is, I like to buy affordable and durable gadgets. In the past, I bought watches for myself and others. My watch still perfectly works and so is my iPhone. But the latter needs an upgrade though it still looks new. I went back and forth whether I buying a […]
Why I Like Using Tangerine Line of Credit
Don’t get me wrong here. I use my Tangerine Line of Credit (LOC) like my Tangerine Money-Back Credit Card. I pay all the balance every month. And that goes to all my credit cards. My Tangerine Line of Credit is seldom used but recently I thought of sending money in the Philippines a week before […]
2020 Financial Review: Prioritizing Health
The year 2020 is an unforgettable year. It made me feel a lot of emotions and rethink my values and goals. Honestly, I didn’t think that an occurrence of a virus in several countries would led to pandemic. I had high hope that it will be contained; thus, avoiding catastrophic demise. Yet, as I was […]