Don’t get me wrong here. I use my Tangerine Line of Credit (LOC) like my Tangerine Money-Back Credit Card. I pay all the balance every month. And that goes to all my credit cards. My Tangerine Line of Credit is seldom used but recently I thought of sending money in the Philippines a week before […]
Personal Finance
2020 Financial Review: Prioritizing Health
The year 2020 is an unforgettable year. It made me feel a lot of emotions and rethink my values and goals. Honestly, I didn’t think that an occurrence of a virus in several countries would led to pandemic. I had high hope that it will be contained; thus, avoiding catastrophic demise. Yet, as I was […]
Why You Cannot Create a CRA Account
A newcomer working in Canada must do two important tasks of creating account as soon as possible: Immigration, Refugees, and Citizenship Canada (IRCC) or formerly CIC Canada Revenue Agency (CRA) When personal finance is occasionally brought up in a conversation during tax season, I often ask if they have a CRA account. Some would say […]
Pay Bills Online Using Coins.ph and Never Missed a Due Date
By now you may have heard about Coins.ph. It comes with an app that will allow you wherever you are to pay bills online. So before you start signing up, find out first what bills can be paid using Coins.ph to avoid unnecessarily making an account unless you are also interested in bitcoin. Electric Utilities […]
How an OFW Can Open a Virtual Pag-IBIG Account
Although this post is meant for OFWs, Filipinos in the Philippines can follow along by skipping a few steps. Yes, it means life is easier for you in the tropical island. As for OFWs, we have to rely on the Internet to invest and save. We are the ones who wish everything can be done […]
2019 Financial Review: Trips Galore
Last year, I started my first annual financial review and decided to keep it going. In writing my 2019 financial review, I revisited last years post and realized that I did a lot of travelling overseas. I went for a much-awaited vacation in and out of Canada. And don’t worry, I didn’t have to go […]