PNB Debit Savings Account Fees and Charges

An avoidable waste of money prompted me to search high and low for the PNB Debit Savings Account fees and charges. Before we delve into that and embarrassing mistake, here’s a little bit of information on how to save on Philippine National Bank. The Philippine National Bank (PNB) has three types of deposit accounts: Peso […]

Scary Story: Getting a Refund from an Amazon Seller from China

As early as now, let’s be clear with one thing. I have no xenophobia nor a prejudice against a nationality. I am merely sharing my experience so others can learn from it. And yes, the issue was resolved in spite of many frustrations and communication barriers. By far this is the longest blog post in […]

Why is it Hard to Find a Term Insurance in the Philippines?

When I started driving, I had no qualm in getting a car insurance. It’s a necessity, but when it comes to life insurance it took me a lot of reading to finally choose the right term insurance that fits my needs. So I became a buy term invest the difference (BYID) advocate. I walk the […]

How I Cheat a 4K Near Debt Experience

This is somewhat a scary story. It’s almost Halloween, isn’t it? Who knew that my innocent “yes” may have bury me into $4,000 debt. It was an innocent invitation at first, till, it wasn’t. You probably have an idea of what I’m talking about. I call it the Demo Day. Did it ring a bell […]

Why I Send Money Online Through Remitly

“What! You’re trying a different money transfer service . . . again.” That’s my sibling ever-wondering what I’m up to at the moment. Nothing too complicated. It’s just me trying for the first time on how to send money online through Remitly. I have no idea what Remitly is until a kababayan in a personal […]

How to Pay Your Personal Income Taxes to CRA

Every year anyone working of legal age in Canada has to file an income tax return on or before April 30. I regularly file in early March because I’m not good in keeping track of deadlines. People who are expecting a refund (or thought will have) look forward in filing the return. Sometimes, you may […]