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OFW in Canada: Unboxing the Ways of Giving, Saving, and Investing.

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Should I Use a Sick Day if I am Fit to Work?

Updated on November 28, 2019 Leave a Comment

As a full-time employee I am qualified to join a Group RRSP, a way for my employer to give free money for my retirement fund while I also contribute (thought not equally) each payday. I am also eligible to use a sick day (or sick leave). It means that I can get paid although I […]

Filed Under: Health and Beauty, Personal Finance

Too Soon to Go: Saving My Ripped Pants

Updated on October 28, 2019 Leave a Comment

While I was working I heard a familiar sound. It’s a sound of my pants getting rip; my phone was caught into something causing the pocket to break apart. Just like the old days of my childhood. It used to happen to all of my shorts when I was a kid playing patintero or tumbang […]

Filed Under: DIY Project, Minimalism, Saving Tips Tagged With: zero waste

My Full-Time Employee Benefit: Group RRSP with Manulife

Updated on October 21, 2019 5 Comments

Recently I took advantage of the opportunity to participate in a group RRSP at work. (I also have a personal RRSP with Canadian ETFs.) The group Registered Retirement Savings Plan (GRRSP) is managed by Manulife. I can choose what type of mutual funds I want to invest in an RRSP. How Does a Group RRSP […]

Filed Under: Investing Tagged With: retirement fund

Free Download: My Notes of The Lazy Investor

Updated on October 17, 2019 Leave a Comment

As part of doing digital minimalism, I am scanning written notes that is older than this blog. Looking at my notes, I somehow miss the times I write (and doodle) on my notebook as a student. I still like to take notes as a working adult; but this time, from books that I am passionate […]

Filed Under: Books, Free Stuff, Minimalism

A Day of Temples in Siem Reap, Cambodia

Updated on September 28, 2019 Leave a Comment

The highlight of our 5-day trip in Siem Reap, Cambodia is on the second day which is the most challenging and rewarding. Well the entire trip is a success in spite of setbacks. But I must say visiting four temples out of the hundreds has a special place in my heart. I finally made my […]

Filed Under: Travel Tagged With: cambodia

Things that I Stopped Buying

Updated on May 2, 2020 2 Comments

Summer has ended; it’s hard not to notice the cold breeze in the morning and late afternoon. With less than four months before the year conclude, I thought it is a perfect moment to assess how far I’ve gone as a minimalist (not that it is a race). Things that I Don’t Buy Anymore It’s […]

Filed Under: Minimalism, Personalan, Saving Tips

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HELLO! I’m Pwede Padala Gal blogging about financial literacy for Filipinos overseas especially in Canada.
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