Pag-IBIG Offices Overseas

Learning the ins and outs of Pag-IBIG housing loan is challenging for OFWs. I often ask my family to inquire on my behalf but still it’s different if I could do it myself. I’ve been asking a lot questions online so I decided to collect the contact information of the Pag-IBIG offices overseas for OFWs…. [Read More]

How to Send an iPhone in the Philippines (Part 2)

This is the second part of How to Send an iPhone in the Philippines. Find out how to back up your iPhone on the first part of the post. As promised this post is less technical but with more personal experience on how I deal with customer service of different carriers. Step 2: Unlock the… [Read More]

How to Send an iPhone in the Philippines (Part 1)

My first Apple gadget was iPhone 3GS. It was my second cellphone; the first is Sony Ericcson. I thought of buying a Nokia since I never had it in the Philippines but when I came here in Canada it seems that nobody uses it. Or at least anyone from my circle of family and friends… [Read More]

Bangko Sentral ng Pilipinas: Financial Learning Campaign for Overseas Filipinos

This is not a habit I imagined myself to develop as an OFW–spending time on Facebook. Yes, I fall into the trap of scanning my feeds on Facebook, a social media platform on which every Filipino probably has an account. Or accounts, one for stalking and one for socializing. But don’t worry. I cleaned up… [Read More]

I Want to Retire at 40 Years Old!

So far I had four conversations with insurance agents. The experience varies from “I’m clueless (but wouldn’t let it show)” to “I prefer to separate my investment from term insurance.” I can hardly recall some of the conversation but there was this one question that I answered with conviction. “At what age do you want… [Read More]

My Biggest OFW Mistake and 10 Ways to Not Fall for It

Till this day, I still can’t figure out why I made my biggest OFW mistake in my first year in Canada. At that time I thought I was doing the right thing for my family back home and for myself because I’m following a tradition. Follow the herd. I thought. A year later I snapped… [Read More]

Is FarmOn a Virtual Farming Investment Opportunity for You?

The conversations with my sister is often about what to binge watch on Netflix. It’s not that she’s not interested in investment; rather she doesn’t have the patience to explain the how and why of things (especially if it’s technical such as stock trading). So I’m surprised one day in 2014 when she mentioned FarmOn.ph,… [Read More]