Why Do I Need a Co-Borrower to Meet the OFW Requirements for Housing Loan

This is not a sponsored post or anything similar. It’s more of a question, an appeal towards “the humanity” to communicate ideas and facts. Just say it. Note: ranting is up ahead. The last attempt I wrote on the blog to pursue our dream house was when my family submitted a PSBank housing loan application…. [Read More]

How an OFW Can Apply for PSBank Home Loan

My first experience with housing loan application with Security Bank didn’t turn out well. I was not disappointed about the result; it was how they dealt with a client. Unpleasant experience wouldn’t stop or slow me down in buying my dream house. In fact, it could have been more of an advantage because my family… [Read More]

My Expenses in Buying a House in the Philippines

As I chronicled my journey of buying a house in the Philippines while I’m abroad, I wanted to add more details so it would be easier to track the progress/process. All dream-house related post Timeline The timeline shows what I’ve done since the start of 2017 without much details. Then I realized something is missing…. [Read More]

With Declined Housing Loan Application, What’s Next?

It was late at night or probably early morning when I received a text message that my application for Security Bank Housing loan was declined. The rejection is something I have prepared for because I have to. It’s my first time to apply for a housing loan while abroad. Add the fact that I don’t… [Read More]

How an OFW Can Become a Member of Pag-IBIG Fund

Did you know that Pag-IBIG is an acronym which stands for Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya at Gobyerno. I didn’t bother to know what it stands for, all the more how important it is to become a Member of Pag-IBIG Fund especially if you’re planning to buy a house while working overseas. Recognizing HDMFs… [Read More]

Special Power of Attorney for Housing Loan Application in the Philippines

When I decided to apply for housing loan in the Philippines, I realized how important it is to have a Philippine bank account. That’s not what I thought when I was offered to open an account while having PDOS. I declined and so I had to find out how an OFW can open a Philippine… [Read More]